Consumer Loan and Deposit Specialist

Job ID:
Mantua, OH
per year
Zip Code:
Employment Type:
Full time

Job Description:

The Middlefield Banking Company is a full service FDIC-insured commercial bank and LPL Financial® brokerage headquartered in Middlefield, Ohio. We have 14 branches serving Beachwood, Chardon, Cortland, Dublin, Garrettsville, Mantua, Middlefield, Newbury, Orwell, Solon, Sunbury, Twinsburg and Westerville, Ohio. The Bank also operates a Loan Production Office in Mentor, Ohio.

Dating back to 1901, The Middlefield Banking Company has been a leader in delivering quality personal financial service to its communities. We are continually recognized as one of the most profitable community banks in the U.S. If you are you seeking an opportunity to learn more or have a desire to start or advance your career in the banking industry, the Middlefield Banking Company is looking for enthusiastic team members to join our team!

Located at our Mantua Branch, this position assists walk-in customers with lending products appropriate for customer needs. The responsibilities include examining, evaluating and authorizing, or recommending approval of customer applications for retail and consumer loans. Provides customer service to new, potential and existing customers which includes: opening accounts, providing information on all bank products and services and running a Teller window when needed.

Assist walk-in customers with obtaining loans that meet or exceed the Bank's credit standards and provide information on bank products and services

Open new accounts by entering required information into database. Cross sell other back products and services

Refer customers to bank Financial Advisor

Interview loan applicants and gather related credit information.

Underwrite and document credits for decision-making and/or appropriate authority for approval.

Provide written credit analysis for the underwriting of the credit transaction.

Approve credit within lending authority

Monitor and manage delinquent credits in loan portfolio.

Prepare loan package(s) that meet the Bank's underwriting standards

Obtain non-interest income fees as established.

Maintain and service current loan relationship.

Maintain a quality portfolio.

Manage non-interest expenses over which have control or influence.

Maintain and report active loan prospects and pipeline of pending transactions.

Participate, as appropriate, in internal Loan Committee meetings.

Assure compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.

Maintain confidentiality of customer files.

Generate reports on branch products, services, accounts, deposits, and loans to analyze branch growth

Must have NMLS license

The Middlefield Banking Company considers applicants for all positions, without regards to race, color, religion, gender, national origin, age, disability, marital status, veteran status, or any other prohibited basis of discrimination, as provided under applicable state and federal law.

    Company Info
    The Middlefield Banking Company